With Supercare, you can access your superannuation early to cover dental procedures. We're here to guide you through the process, ensuring your oral health remains a priority.
The Early Release of Superannuation program may allow you to access your superannuation funds for necessary medical care, including dental work. Depending on the circumstances and the area where you reside, your super funds may be released if the public health system won’t cover your medical costs.
How Do I Know If I Can Access My Superannuation?
Specific criteria must be met to qualify for the early release of funds. These criteria include the following:
Financial hardship – You will need to show documentation that you cannot afford the necessary dental work through any other means than your super.
Necessity – Your dentist and possibly one other medical professional will need to document the work that needs to be done and certify that it is necessary for you to maintain good health.
Amount limit – Depending on the situation, there could be a cap on the amount of money you can draw from your superannuation.
How Do I Begin?
Before you attempt to access your super funds, we recommend you talk to your financial advisor about how early access might affect you in the long term. You may want to explore other payment options, depending on your situation.
If you decide to move forward with accessing your superannuation early, you will want to talk to someone who works with your superannuation fund to discuss the guidelines and conditions for early withdrawal.
Your McCrae Dentist Welcomes Your Call
At Bays Dental Clinic, we are here to help answer any questions you may have. You can call us on (03) 5982 1333.
With so much going on in your life, you shouldn’t have to worry about how you will pay for your dental work. That’s why Bays Dental Clinic offers several different ways to pay. Our dental team is happy to help you arrange payment for your services with us.
What Payment Options Are Available in McCrae?
For your convenience, we offer the following payment options in our dental clinic. Please note that many options are subject to approval, eligibility checks, fees, and terms and conditions. Please consider your financial circumstances before proceeding.
NIB Health Insurance – This healthcare fund provides both health and dental coverage to over one million Australians. Northland Dental Clinic is an NIB-preferred provider.
Gap-Free CDBS – Under the guidelines of the Guide to the Child Dental Benefits Schedule, or CDBS, children may be eligible for dental treatment up to $1,052 over two years.
TLC Payment Plans – This Total Lifestyle Credit payment plan can offer you a loan of up to $50,000 to cover dental expenses.
SuperCare – With SuperCare, you can apply for help in obtaining early access to your super funds if you have qualifying dental issues.
Humm and Afterpay – These payment options allow you to receive your dental treatment now but pay for it later.
HICAPS – In our dental clinic, you can file your claim immediately using your Health Fund card.
Cash and credit cards – We gladly accept both cash and credit card payments for dental services.
Do You Need Help With Payment Options?
We are here to help if you have questions about your payment options. You can call Bays Dental Clinic to speak to a member of our dental team. Our number is (03) 5982 1333.